Jerome Koay

Ruth was my ex-colleague on the same team many years ago. We reconnected when I found out she had joined Prudential and I needed some help with reassessing my financial goals and status. Ruth is professional, reliable, dedicated and eternally upbeat. She is also always empathetic and takes time to understand the financial goals I want to achieve and matches the different financial tools available with a high level of professionalism. If you are looking for someone who is here for the long haul and someone who takes time to understand your needs and helps you to achieve your goals, I would definitely say that Ruth is the person to go to. Wishing her all the best success!

Mabel Sim. Undergraduate

I can trust Ruth’s financial advice as she knows what’s best for me and as an undergraduate, I bought my first policy from her and it’s best suited for my current needs! She adds a personal touch and is very approachable and patient when dealing with me, that’s why I know who to look for the next time I wish to purchase another policy. 😊

Mei Ying & Terence

We met Ruth to review the multitude of insurance policies that we already had. Having bought them some time ago, we were unsure of our existing coverage and wanted to know if they were adequate and how we could make plans for our growing family. Ruth explains our policies in a way that was so easy to understand and recommended us policies that catered to our specific needs. She has also been really approachable and prompt in responding to any questions - important qualities anyone would want in an financial consultant! We have nothing but compliments for her and would highly recommend her to friends and family!

Jasmine Ho

Ruth takes time to look into what you have and tries to value add, often putting herself in the shoes of her customers and recommending only what she feels is essential. Thanks to her, I know I am adequately covered in the event something happens to me!

Simon & Tiara Fischer

We have been searching for an insurance provider for the past 3 years and always came out feeling frustrated as most Financial Consultants are not knowledgeable in the products we were interested in, instead pushing us something that we don’t need. We were introduced to Ruth by a mutual friend who switched her insurance policies to Ruth after her dad had a stroke. She went through a medical scare and I saw firsthand how Ruth helped her and provided an excellent service. Ruth provided something other Financial Consultants didn’t in the past - she cares. When our daughter was born, we decided to approach Ruth to propose a plan and recommend products for our child’s future. We are impressed with her insights and touched by her dedication. We cannot recommended her enough.

Serene Khor. Paralegal.

I met Ruth during a yoga retreat and then we become friends. Ruth is very professional and meticulous with her financial planning advice. She is very responsive and helpful whenever I need her helps with my insurance advice or claims. Her advice is tailored to meet my needs and she goes above and beyond to help every step of the way. She is quick to follow up on any questions that I have and is always just a text away. I’ll definitely recommend her to anyone who needs help with financial planning.