| For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth. | | 5 Tips to Planning a Safe Trip in 2022 The pandemic has drastically impacted the way people travel. With COVID-19 ravaging the planet, countries around the world are changing travel requirements in 2022. If you're planning a vacation to get away from the stress of the past two years, here are five tips for planning a safe trip | | The Top 22 Places to Travel for Spring, Summer and Fall 2022 International travel has taken a hit these past two years. But nonetheless, our annual list of the top travel destinations is back and better than ever. As always, our aim is to highlight places that offer exciting reasons for architecture and design lovers to visit during the rest of 2022, from major museum openings to burgeoning trends worth checking out. Read on for our picks for our top picks and be sure to get planning. | | The Point of Travel  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Ruth Tan | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Ruth Tan, All rights reserved. | |  | | Erik Lane I am very lucky to have come across a consultant like Ruth. She has been very professional, reliable and has proven to be very trustworthy in our dealings. She also happens to possess a fantastic sense of humor (which of course, I appreciate tremendously).
But in all seriousness, Ruth is very dependable and always has my back, despite the hour of the day. She has proven this on more than just one occasion. I would recommend Ruth highly as I do not know of a more professional consultant amongst those that work with my peers. | |  | | Najiah Binte Ramlee. Public Service Officer Ruth is so bubbly and positive, it’s always a joy to meet her. But seriously, she has been a great help especially with my life insurance. Here, she has proven herself to be someone who goes the distance to help make sure the coverage is what you need or want, especially for me with existing conditions - and that’s rare to find. Even if it’s just a chat to find out more, she’s more than happy to share her knowledge so do reach out to her! | |  | | Mei Ying & Terence We met Ruth to review the multitude of insurance policies that we already had. Having bought them some time ago, we were unsure of our existing coverage and wanted to know if they were adequate and how we could make plans for our growing family.
Ruth explains our policies in a way that was so easy to understand and recommended us policies that catered to our specific needs. She has also been really approachable and prompt in responding to any questions - important qualities anyone would want in an financial consultant!
We have nothing but compliments for her and would highly recommend her to friends and family! | |  | | Nurhana Binte Ismail. Public Service Officer If there is one thing I know about Ruth, is that she is someone I can trust and depend on. From letting her “fly” me in acroyoga poses, to handling my financial plans - I know that I’m always in good hands! She has been a great friend, “cheerleader” and inspiration in our yoga journey together over the years, and I’m proud to watch her grow and thrive, not only as a yoga teacher, but also as a rising Financial Consultant! | |  | | Jess Liu. Executive Director, Private Bank Team Leader My trusted financial advisor Ruth Tan has been an invaluable asset to my financial stability and peace of mind. Her expert guidance in both insurance and financial planning, coupled with her exceptional follow-up service, has not only protected my assets but also helped me achieve my long-term financial goals. I can't recommend Ruth highly enough for her unwavering dedication and responsive support. | |  | | Simon & Tiara Fischer We have been searching for an insurance provider for the past 3 years and always came out feeling frustrated as most Financial Consultants are not knowledgeable in the products we were interested in, instead pushing us something that we don’t need.
We were introduced to Ruth by a mutual friend who switched her insurance policies to Ruth after her dad had a stroke. She went through a medical scare and I saw firsthand how Ruth helped her and provided an excellent service. Ruth provided something other Financial Consultants didn’t in the past - she cares.
When our daughter was born, we decided to approach Ruth to propose a plan and recommend products for our child’s future. We are impressed with her insights and touched by her dedication. We cannot recommended her enough. | | | | |
