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Ruth Tan

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
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Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
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Your brain is wired for negative thoughts. Here's how to change it.

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
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Testimonials and Referral Notes

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Crystalbel Foo. Public Service Officer

Ruth has an excellent work ethic and always goes the extra mile for her clients — I had spent close to a year looking for a Financial Consultant who could address my concerns before I met Ruth! Would definitely recommend her to everyone looking for a Financial Consultant (and friend) whom you can plan your life milestones with.

Jerome Koay

Ruth was my ex-colleague on the same team many years ago. We reconnected when I found out she had joined Prudential and I needed some help with reassessing my financial goals and status. Ruth is professional, reliable, dedicated and eternally upbeat. She is also always empathetic and takes time to understand the financial goals I want to achieve and matches the different financial tools available with a high level of professionalism. If you are looking for someone who is here for the long haul and someone who takes time to understand your needs and helps you to achieve your goals, I would definitely say that Ruth is the person to go to. Wishing her all the best success!

Julie Wulandari. Nurse

For someone so small, she is BIG on: Responsibility Understanding Trust Helpfulness Ruth is patient and sincere in wanting to help me plan for my future, but also understanding my needs for the present. Most importantly, the warmth she exudes assures me that I can rely on her if ever I need help. I definitely made the right decision with Ruth.

Nurhana Binte Ismail. Public Service Officer

If there is one thing I know about Ruth, is that she is someone I can trust and depend on. From letting her “fly” me in acroyoga poses, to handling my financial plans - I know that I’m always in good hands! She has been a great friend, “cheerleader” and inspiration in our yoga journey together over the years, and I’m proud to watch her grow and thrive, not only as a yoga teacher, but also as a rising Financial Consultant!

Chong Yuen Li. Project Manager

I always choose my financial consultant based on who is more trustworthy and chose them from among my close friends. But Ruth is different I do not know her prior meetup but found her online through FB. First meetup my impression of her was very good. She makes me feel comfortable to share with her why I want to buy medical insurance. Although she looks young (most of my agents are older than me) but she gave me impression she is a capable young mother whom I can trust. She is very efficient and knowledgeable and after just one appointment, I know I can trust her with my insurance plan. When I was admitted to hospital last Dec. She was quick to help me submit claims for my hospitalisation bills. I will not hesitate to recommend her to my family and close friends.

Catherine Lim. Key Accounts Manager

I have known Ruth for years, from a colleague to a dear friend. During her 5-year tenure in the MNC we worked together, she had changed several bosses and almost every time that happened, she would be given a different portfolio to handle. Each time she saw it as an opportunity to grow instead of dwelling in self-pity how challenging the role was or how established she had been in the current role. When I knew she became a Financial Consultant and asked if she could review my plans, she agreed immediately. She is someone I trust and she has my best interest at heart. Since then, she has been constantly updating me on plans or investments that might interest me. Ruth is quick to respond and will always give sound advice on financial related issues. Call Ruth now. You won't regret.