View this email in your browser

Ruth Tan

In Touch

A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
read more
 

Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
read more
 

Your brain is wired for negative thoughts. Here's how to change it.

 
view video
 
 
Proudly Brought to You
 
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Ruth Tan
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

© Ruth Tan, All rights reserved.

Testimonials and Referral Notes

View the full list

Chong Yuen Li. Project Manager

I always choose my financial consultant based on who is more trustworthy and chose them from among my close friends. But Ruth is different I do not know her prior meetup but found her online through FB. First meetup my impression of her was very good. She makes me feel comfortable to share with her why I want to buy medical insurance. Although she looks young (most of my agents are older than me) but she gave me impression she is a capable young mother whom I can trust. She is very efficient and knowledgeable and after just one appointment, I know I can trust her with my insurance plan. When I was admitted to hospital last Dec. She was quick to help me submit claims for my hospitalisation bills. I will not hesitate to recommend her to my family and close friends.

Erik Lane

I am very lucky to have come across a consultant like Ruth. She has been very professional, reliable and has proven to be very trustworthy in our dealings. She also happens to possess a fantastic sense of humor (which of course, I appreciate tremendously). But in all seriousness, Ruth is very dependable and always has my back, despite the hour of the day. She has proven this on more than just one occasion. I would recommend Ruth highly as I do not know of a more professional consultant amongst those that work with my peers.

Jasmine Ho

Ruth takes time to look into what you have and tries to value add, often putting herself in the shoes of her customers and recommending only what she feels is essential. Thanks to her, I know I am adequately covered in the event something happens to me!

Najiah Binte Ramlee. Public Service Officer

Ruth is so bubbly and positive, it’s always a joy to meet her. But seriously, she has been a great help especially with my life insurance. Here, she has proven herself to be someone who goes the distance to help make sure the coverage is what you need or want, especially for me with existing conditions - and that’s rare to find. Even if it’s just a chat to find out more, she’s more than happy to share her knowledge so do reach out to her!

Mabel Sim. Undergraduate

I can trust Ruth’s financial advice as she knows what’s best for me and as an undergraduate, I bought my first policy from her and it’s best suited for my current needs! She adds a personal touch and is very approachable and patient when dealing with me, that’s why I know who to look for the next time I wish to purchase another policy. 😊

Lisa

Ruth has been my consultant for years now. Although I met her by chance, I am happy for that! I feel that she genuinely cares about and wants to make a real connection with her client. She would listen to my concerns before trying to provide a solution. She is patient in explaining and finding middle ground between minimising my future risk and ensuring my comfort and confidence on the plan. I also appreciate that she gives her client enough space and time to think and consider about the financial plan throughout the process. Thanks Ruth!