Joann Ong. Manager

I like that Ruth is genuine, honest and patient. She doesn’t hard sell, but instead she suggests the best possible plans that cater to my needs. She is very precise in her presentation and is always able to breakdown complex topics into simplified conversation. I would recommend her to my family and friends.

Chong Yuen Li. Project Manager

I always choose my financial consultant based on who is more trustworthy and chose them from among my close friends. But Ruth is different I do not know her prior meetup but found her online through FB. First meetup my impression of her was very good. She makes me feel comfortable to share with her why I want to buy medical insurance. Although she looks young (most of my agents are older than me) but she gave me impression she is a capable young mother whom I can trust. She is very efficient and knowledgeable and after just one appointment, I know I can trust her with my insurance plan. When I was admitted to hospital last Dec. She was quick to help me submit claims for my hospitalisation bills. I will not hesitate to recommend her to my family and close friends.

Jasmine Ho

Ruth takes time to look into what you have and tries to value add, often putting herself in the shoes of her customers and recommending only what she feels is essential. Thanks to her, I know I am adequately covered in the event something happens to me!

Mei Ying & Terence

We met Ruth to review the multitude of insurance policies that we already had. Having bought them some time ago, we were unsure of our existing coverage and wanted to know if they were adequate and how we could make plans for our growing family. Ruth explains our policies in a way that was so easy to understand and recommended us policies that catered to our specific needs. She has also been really approachable and prompt in responding to any questions - important qualities anyone would want in an financial consultant! We have nothing but compliments for her and would highly recommend her to friends and family!

Nurhana Binte Ismail. Public Service Officer

If there is one thing I know about Ruth, is that she is someone I can trust and depend on. From letting her “fly” me in acroyoga poses, to handling my financial plans - I know that I’m always in good hands! She has been a great friend, “cheerleader” and inspiration in our yoga journey together over the years, and I’m proud to watch her grow and thrive, not only as a yoga teacher, but also as a rising Financial Consultant!

Julie Wulandari. Nurse

For someone so small, she is BIG on: Responsibility Understanding Trust Helpfulness Ruth is patient and sincere in wanting to help me plan for my future, but also understanding my needs for the present. Most importantly, the warmth she exudes assures me that I can rely on her if ever I need help. I definitely made the right decision with Ruth.