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Ruth Tan

In Touch

A Monthly Curated Newsletter

After a pause or shift in pace, it’s natural to need a quiet reset. This season is about steady steps — not starting over, but picking up where you left off with a bit more clarity. A moment to reflect, realign, and move forward at a pace that feels right.

Why It’s Hard to Rebuild Focus After a Break

Focus drops after time off because mental routines are disrupted. The article explains the science behind it and offers ways to rebuild concentration gradually and realistically.

 
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Recharging from a Mid‑Year Slump

Mid-year dips in motivation are common. This article suggests reflection, rest, and small changes to reset energy and stay engaged for the rest of the year.

 
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Avoiding the Post‑Vacation Blues

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Ruth Tan
 
 
 
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Testimonials and Referral Notes

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Lisa

Ruth has been my consultant for years now. Although I met her by chance, I am happy for that! I feel that she genuinely cares about and wants to make a real connection with her client. She would listen to my concerns before trying to provide a solution. She is patient in explaining and finding middle ground between minimising my future risk and ensuring my comfort and confidence on the plan. I also appreciate that she gives her client enough space and time to think and consider about the financial plan throughout the process. Thanks Ruth!

Mabel Sim. Undergraduate

I can trust Ruth’s financial advice as she knows what’s best for me and as an undergraduate, I bought my first policy from her and it’s best suited for my current needs! She adds a personal touch and is very approachable and patient when dealing with me, that’s why I know who to look for the next time I wish to purchase another policy. 😊

Simon & Tiara Fischer

We have been searching for an insurance provider for the past 3 years and always came out feeling frustrated as most Financial Consultants are not knowledgeable in the products we were interested in, instead pushing us something that we don’t need. We were introduced to Ruth by a mutual friend who switched her insurance policies to Ruth after her dad had a stroke. She went through a medical scare and I saw firsthand how Ruth helped her and provided an excellent service. Ruth provided something other Financial Consultants didn’t in the past - she cares. When our daughter was born, we decided to approach Ruth to propose a plan and recommend products for our child’s future. We are impressed with her insights and touched by her dedication. We cannot recommended her enough.

Jerome Koay

Ruth was my ex-colleague on the same team many years ago. We reconnected when I found out she had joined Prudential and I needed some help with reassessing my financial goals and status. Ruth is professional, reliable, dedicated and eternally upbeat. She is also always empathetic and takes time to understand the financial goals I want to achieve and matches the different financial tools available with a high level of professionalism. If you are looking for someone who is here for the long haul and someone who takes time to understand your needs and helps you to achieve your goals, I would definitely say that Ruth is the person to go to. Wishing her all the best success!

Joann Ong. Manager

I like that Ruth is genuine, honest and patient. She doesn’t hard sell, but instead she suggests the best possible plans that cater to my needs. She is very precise in her presentation and is always able to breakdown complex topics into simplified conversation. I would recommend her to my family and friends.

Chong Yuen Li. Project Manager

I always choose my financial consultant based on who is more trustworthy and chose them from among my close friends. But Ruth is different I do not know her prior meetup but found her online through FB. First meetup my impression of her was very good. She makes me feel comfortable to share with her why I want to buy medical insurance. Although she looks young (most of my agents are older than me) but she gave me impression she is a capable young mother whom I can trust. She is very efficient and knowledgeable and after just one appointment, I know I can trust her with my insurance plan. When I was admitted to hospital last Dec. She was quick to help me submit claims for my hospitalisation bills. I will not hesitate to recommend her to my family and close friends.