Julie Wulandari. Nurse

For someone so small, she is BIG on: Responsibility Understanding Trust Helpfulness Ruth is patient and sincere in wanting to help me plan for my future, but also understanding my needs for the present. Most importantly, the warmth she exudes assures me that I can rely on her if ever I need help. I definitely made the right decision with Ruth.

Joann Ong. Manager

I like that Ruth is genuine, honest and patient. She doesn’t hard sell, but instead she suggests the best possible plans that cater to my needs. She is very precise in her presentation and is always able to breakdown complex topics into simplified conversation. I would recommend her to my family and friends.

Jasmine Ho

Ruth takes time to look into what you have and tries to value add, often putting herself in the shoes of her customers and recommending only what she feels is essential. Thanks to her, I know I am adequately covered in the event something happens to me!

Crystalbel Foo. Public Service Officer

Ruth has an excellent work ethic and always goes the extra mile for her clients — I had spent close to a year looking for a Financial Consultant who could address my concerns before I met Ruth! Would definitely recommend her to everyone looking for a Financial Consultant (and friend) whom you can plan your life milestones with.

Simon & Tiara Fischer

We have been searching for an insurance provider for the past 3 years and always came out feeling frustrated as most Financial Consultants are not knowledgeable in the products we were interested in, instead pushing us something that we don’t need. We were introduced to Ruth by a mutual friend who switched her insurance policies to Ruth after her dad had a stroke. She went through a medical scare and I saw firsthand how Ruth helped her and provided an excellent service. Ruth provided something other Financial Consultants didn’t in the past - she cares. When our daughter was born, we decided to approach Ruth to propose a plan and recommend products for our child’s future. We are impressed with her insights and touched by her dedication. We cannot recommended her enough.

Najiah Binte Ramlee. Public Service Officer

Ruth is so bubbly and positive, it’s always a joy to meet her. But seriously, she has been a great help especially with my life insurance. Here, she has proven herself to be someone who goes the distance to help make sure the coverage is what you need or want, especially for me with existing conditions - and that’s rare to find. Even if it’s just a chat to find out more, she’s more than happy to share her knowledge so do reach out to her!