| Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up. | | Why You Need to Start Having Deeper Conversations Conversationally, introverts prefer to dive deep. We want to know what's really going on in your head, or to talk about something interesting we've read, heard, or watched, among other meaningful topics (link is external). And, it turns out, deep talk is actually good for us, whether you're an introvert, extrovert, or neither. | | Talk Deeply, Be Happy? People who spend more of their day having substantive discussions and less time engaging in small talk seem to be happier, a new study found. | | How To Never Run Out Of Things To Say In Conversation  | | Proudly Brought to You I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends | | Ruth Tan | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Ruth Tan, All rights reserved. | |  | | Jess Liu. Executive Director, Private Bank Team Leader My trusted financial advisor Ruth Tan has been an invaluable asset to my financial stability and peace of mind. Her expert guidance in both insurance and financial planning, coupled with her exceptional follow-up service, has not only protected my assets but also helped me achieve my long-term financial goals. I can't recommend Ruth highly enough for her unwavering dedication and responsive support. | |  | | Nurhana Binte Ismail. Public Service Officer If there is one thing I know about Ruth, is that she is someone I can trust and depend on. From letting her “fly” me in acroyoga poses, to handling my financial plans - I know that I’m always in good hands! She has been a great friend, “cheerleader” and inspiration in our yoga journey together over the years, and I’m proud to watch her grow and thrive, not only as a yoga teacher, but also as a rising Financial Consultant! | |  | | Mei Ying & Terence We met Ruth to review the multitude of insurance policies that we already had. Having bought them some time ago, we were unsure of our existing coverage and wanted to know if they were adequate and how we could make plans for our growing family.
Ruth explains our policies in a way that was so easy to understand and recommended us policies that catered to our specific needs. She has also been really approachable and prompt in responding to any questions - important qualities anyone would want in an financial consultant!
We have nothing but compliments for her and would highly recommend her to friends and family! | |  | | Najiah Binte Ramlee. Public Service Officer Ruth is so bubbly and positive, it’s always a joy to meet her. But seriously, she has been a great help especially with my life insurance. Here, she has proven herself to be someone who goes the distance to help make sure the coverage is what you need or want, especially for me with existing conditions - and that’s rare to find. Even if it’s just a chat to find out more, she’s more than happy to share her knowledge so do reach out to her! | |  | | Joann Ong. Manager I like that Ruth is genuine, honest and patient. She doesn’t hard sell, but instead she suggests the best possible plans that cater to my needs. She is very precise in her presentation and is always able to breakdown complex topics into simplified conversation. I would recommend her to my family and friends. | |  | | Jasmine Ho Ruth takes time to look into what you have and tries to value add, often putting herself in the shoes of her customers and recommending only what she feels is essential. Thanks to her, I know I am adequately covered in the event something happens to me! | | | | |
