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Ruth Tan

In Touch

A Monthly Curated Newsletter

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

The Relentless Pursuit of Improvement

It is no secret that I believe growth is the only guarantee that tomorrow will be better. It is no mystery that I think personal growth is the steppingstone to success for any leader. If you or I want to stay in front of the curve and lead others, then we must do the work that keeps us out front. We must continually improve. But as I seek to improve, there is one thing I know not to chase, and that is perfection. Perfection is a trap. Do not chase perfection as a leader - chase improvement. Make today better than yesterday so tomorrow can be better than today. The relentless pursuit of improvement will take any leader far.

 
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I used to be jealous of other people's wealth and success - here is how I finally got over it

Envy. It is an emotion that we all feel at some point. It is also a really dangerous emotion when we are trying to build a strong financial life. Envy is pure poison to a healthy financial life. After all, envy encourages us to make some pretty poor decisions. Like every other character flaw, however, envy can be overcome. You can directly reduce the envy itself, or you can at least reduce the bad choices you make as a result of envy. Here are seven strategies I use to cut envy out of my own life.

 
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To reach beyond your limits by training your mind | Marisa Peer | TEDxKCS

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Ruth Tan
 
 
 
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Testimonials and Referral Notes

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Crystalbel Foo. Public Service Officer

Ruth has an excellent work ethic and always goes the extra mile for her clients — I had spent close to a year looking for a Financial Consultant who could address my concerns before I met Ruth! Would definitely recommend her to everyone looking for a Financial Consultant (and friend) whom you can plan your life milestones with.

Dr Michelle Kam. Ministry of Health

I was introduced to Ruth when I wanted to know more about insurance policies. The first meeting with her was very educational and made me aware of the blind spots in managing my finances and planning for the future. She has been really patient in explaining all the basics of insurance and financial planning in a very clear and concise way that is easy for the layman to understand. Her advice is tailored to meet my needs and she goes above and beyond to help every step of the way. She is quick to follow up on any questions that I have and is always just a text away. I’ll definitely recommend her to anyone who needs help with financial planning.

Jess Liu. Executive Director, Private Bank Team Leader

My trusted financial advisor Ruth Tan has been an invaluable asset to my financial stability and peace of mind. Her expert guidance in both insurance and financial planning, coupled with her exceptional follow-up service, has not only protected my assets but also helped me achieve my long-term financial goals. I can't recommend Ruth highly enough for her unwavering dedication and responsive support.

Mei Ying & Terence

We met Ruth to review the multitude of insurance policies that we already had. Having bought them some time ago, we were unsure of our existing coverage and wanted to know if they were adequate and how we could make plans for our growing family. Ruth explains our policies in a way that was so easy to understand and recommended us policies that catered to our specific needs. She has also been really approachable and prompt in responding to any questions - important qualities anyone would want in an financial consultant! We have nothing but compliments for her and would highly recommend her to friends and family!

Catherine Lim. Key Accounts Manager

I have known Ruth for years, from a colleague to a dear friend. During her 5-year tenure in the MNC we worked together, she had changed several bosses and almost every time that happened, she would be given a different portfolio to handle. Each time she saw it as an opportunity to grow instead of dwelling in self-pity how challenging the role was or how established she had been in the current role. When I knew she became a Financial Consultant and asked if she could review my plans, she agreed immediately. She is someone I trust and she has my best interest at heart. Since then, she has been constantly updating me on plans or investments that might interest me. Ruth is quick to respond and will always give sound advice on financial related issues. Call Ruth now. You won't regret.

Julie Wulandari. Nurse

For someone so small, she is BIG on: Responsibility Understanding Trust Helpfulness Ruth is patient and sincere in wanting to help me plan for my future, but also understanding my needs for the present. Most importantly, the warmth she exudes assures me that I can rely on her if ever I need help. I definitely made the right decision with Ruth.